Our basic
philosophy
is balance.
Success begins where
A balance is achieved between what is needed and what is wanted
Why should I insure my hardware?
Technology, communication and precious data play a very significant part in all of our lives. Whether it is a smartphone that we use it most of the time, a laptop that stores all of our important documents or a tablet that has become an invaluable travel companion.
Whilst we use them regularly and the more desirable they have become, we cannot foresee unfortunate situations that may occur due to accidents.
Your devices will come with standard warranty that covers your devices against manufacturer’s fault. That is where the confusion starts.
Warranty covers inherent manufacturers faults (e.g. dead pixels). While at RIZK, we cover not just you, but the careless people around your devices.
I wish to purchase Accidental Coverage for my everyday devices like Macbook / laptop and iPads / tablets.
I wish to submit a claim for my device damages.
What can be covered through RIZK
Accidental Coverage
Apple Devices with/without Apple Care Plus or android devices with/without warranty.
it covers the following, water ponding, accidental damage, spillage, theft by forcible means, electrical surge causing permanent damage. The most common being accidental claims and water spillage as electrical devices are sensitive. Exclusions apply.
What if I already have
Warranty Coverage ?
Warranty covers (usually 1 year) all manufacturing faults that is not caused by you as a user.
If your device is determined to have been damaged by you or others, as a user, regardless intentional or accidental, warranty is considered void. This includes if you send your devices for repairs with non authorised service centres.
“WE HELP YOU SOURCE OUT THE BEST VALUE COVERAGE AND THE PREMIUM THAT IS QUOTED BY THE INSURERS.”
Whatever it is, spend your time doing what you do best.
What else can you find with us
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Employee Benefits Program
Company Insurance in today’s context play a very important role to complement the 5% co-payment that exists in employees personal coverage. These 2 coverages must co-exist.
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Workman Compensation
The mandatory coverage that every employee deserves as long as their wages are below $2600 and/or manual workers (regardless of wages). This extensive coverage serves as a basic cover.
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Fire Insurance / Public Liability
This coverage serves to protect the premise and equipments of a company against some perils and also third party liability on bodily injuries and property damages thru negligence.
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Professional Indemnity
Professional indemnity ensures that while you are performing your professional roles, if you are alleged to have misinformed, misguided clients, you are covered if held legally liable.
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Product Liability
This coverage ensures that your company is covered if your product is held legally liable for not performing as it legally is claimed to be able to.
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Expatriat Coverage
Coming to foreign lands often brings along a large amount of stress to every individual. You may not stay long, yet you do not know when you might be leaving.
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Travel Insurance
Post Covid travels make this coverage all the more important. Each time you travel, do have a check with us on which company will cover your travel.
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Car Insurance
Essential coverage if you own a car in singapore. Should you buy comprehensive, third party fire and theft or just simply third party only?
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Personal Hospitalisation
This has to be the single most misunderstood coverage yet most essential. We have a range of plans to suit your needs.
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Personal Accident
Personal accidents are the cheapest form of coverage that anyone should have, and yet the most useable and practical, albeit smallest scope of coverage.
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Other speciality coverage
Depending on what is needed, we are capable of crafting out the coverage you need that may fall out of the common requirements.
